Launch Your Own Branded Bank with Gemba

Become an Accredited Gemba White Label Banking Partner — Zero overheads
Offer banking services under your brand with zero labouring – now with no setup fee.
Unlock White label Banking worth £250k — now £0 for eligible partners!
Go live in 7 minutes
Earn recurring revenue
Fully compliant and automated
No-code or full API integration
We handle the tech, compliance, onboarding, and end-to-end customer support.
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Who We Are

Gemba is a UK government-recognised, FCA-regulated Authorised Payment Institution offering ready-to-launch digital banking infrastructure. Our platform lets you provide IBAN accounts, payments, and cards under your own brand — quickly, securely, and without building from scratch.

We handle the tech, compliance, onboarding, and end-to-end customer support, so your customers are always taken care of and you can focus on growing revenue and strengthening relationships.
Gemba platform

What You Can Offer with Gemba

All the tools you need to deliver real banking value under your own brand.

Dedicated Business IBANs
Dedicated Business IBANs
UK and EEA coverage with multi-currency accounts (GBP, EUR, USD, and more).
Branded Debit and Virtual Cards
Branded Debit and Virtual Cards
Issue physical and virtual cards with real-time spend controls and support for Apple Pay and Google Pay.
Domestic and International Payments
Domestic and International Payments
Faster Payments, SEPA, and SWIFT with real-time reconciliation and FX capabilities.
Virtual IBANs and Sub-Accounts
Virtual IBANs and Sub-Accounts
Automate pay-ins and streamline financial tracking across teams, clients, or use cases.
Bulk Payouts and Salary Disbursements
Bulk Payouts and Salary Disbursements
Ideal for payroll, contractor platforms, and marketplaces.
Developer-Ready APIs and No-Code Widgets
Developer-Ready APIs and No-Code Widgets
Full API suite or simple integration options for fast go-live.
Automated Compliance and Client Onboarding
Automated Compliance and Client Onboarding
KYC, AML, and fraud monitoring managed by Gemba.
Real-Time Reporting and Accounting Integration
Real-Time Reporting and Accounting Integration
Export to your tools like Xero or QuickBooks with audit-friendly formats.
UK-Based Support and Dedicated Onboarding
UK-Based Support and Dedicated Onboarding
Fully inclusive support package all under your own brand

Who It's For

Gemba partners with forward-thinking businesses that want to embed financial services into their customer experience.

Fintechs & Neobanks
Quickly launch regulated banking features
Consultancies & Accountants
Add client account infrastructure and new revenue lines
Payroll & HR Tech Providers
Streamline employee and contractor payments
E-commerce & Marketplaces
Enable instant seller payouts and financial tools
B2B SaaS Platforms
Improve user retention and grow ARPU with embedded finance
Lenders & Wealth Managers
Manage customer accounts compliantly and securely

Free Banking Infrastructure worth £250k subject to eligibility

Eligible partners include:
Early-stage FinTechs
Accounting Firms
Financial SaaS
Communities
Law Firms
Platforms and marketplaces
Access world-class banking infrastructure without upfront costs. Simplified onboarding and integration with Gemba ecosystem.

Launch and scale without worrying about compliance, infrastructure, or operations.

KYC/KYB as a Service: We verify your customers and businesses, fully compliant with regulations — you don’t lift a finger.
Compliance as a Service: Regulatory checks, reporting, and audits handled by our experts.
Bank Accounts as a Service: Launch branded accounts without managing banking infrastructure.
Credit Cards as a Service: Issue and manage cards under your brand, while we handle backend operations.
Customer Support as a Service: Extend Gemba’s dedicated support to your clients.
Infrastructure as a Service: Full banking and fintech infrastructure managed by us.
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In partnership with

EY UK Department for Business & Trade Grow Global London Clear Bank J.P. Morgan

Register Your Interest

Questions?

Get in touch: [email protected] Learn more: https://ge.mba