Launch Your Own Branded Bank with Gemba

Become an Accredited Gemba White Label Banking Partner.
Offer banking services under your brand with zero labouring – now with no setup fee.
£0 setup fee
Go live in 30 minutes
Earn recurring revenue
Fully compliant and automated
No-code or full API integration
Cards and coins

Who We Are

Gemba is a UK-based, FCA-regulated Authorised Payment Institution providing ready-to-launch digital banking infrastructure. Our platform is built for businesses looking to offer IBAN accounts, payments, and cards under their own brand - quickly, securely, and without building from scratch.

We handle the tech, compliance, and onboarding so you can focus on growing revenue and deepening customer relationships.
Gemba platform

What You Can Offer with Gemba

All the tools you need to deliver real banking value under your own brand.

Dedicated Business IBANs
Dedicated Business IBANs
UK and EEA coverage with multi-currency accounts (GBP, EUR, USD, and more).
Branded Debit and Virtual Cards
Branded Debit and Virtual Cards
Issue physical and virtual cards with real-time spend controls and support for Apple Pay and Google Pay.
Domestic and International Payments
Domestic and International Payments
Faster Payments, SEPA, and SWIFT with real-time reconciliation and FX capabilities.
Virtual IBANs and Sub-Accounts
Virtual IBANs and Sub-Accounts
Automate pay-ins and streamline financial tracking across teams, clients, or use cases.
Bulk Payouts and Salary Disbursements
Bulk Payouts and Salary Disbursements
Ideal for payroll, contractor platforms, and marketplaces.
Developer-Ready APIs and No-Code Widgets
Developer-Ready APIs and No-Code Widgets
Full API suite or simple integration options for fast go-live.
Automated Compliance and Client Onboarding
Automated Compliance and Client Onboarding
KYC, AML, and fraud monitoring managed by Gemba.
Real-Time Reporting and Accounting Integration
Real-Time Reporting and Accounting Integration
Export to your tools like Xero or QuickBooks with audit-friendly formats.
UK-Based Support and Dedicated Onboarding
UK-Based Support and Dedicated Onboarding
End-to-end support from people who understand your business.

Who It's For

Gemba partners with forward-thinking businesses that want to embed financial services into their customer experience.

Fintechs & Neobanks
Quickly launch regulated banking features
Consultancies & Accountants
Add client account infrastructure and new revenue lines
Payroll & HR Tech Providers
Streamline employee and contractor payments
E-commerce & Marketplaces
Enable instant seller payouts and financial tools
B2B SaaS Platforms
Improve user retention and grow ARPU with embedded finance
Lenders & Wealth Managers
Manage customer accounts compliantly and securely
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In partnership with

EY UK Department for Business & Trade Grow Global London Clear Bank J.P. Morgan

Register Your Interest

Questions?

Get in touch: [email protected] Learn more: https://ge.mba